Personal Budget System that runs in your browser—private by default, lightning‑fast, and easy to use. No sign‑up. No ads. Export anytime.
Everything stays in your browser via localStorage. No servers, no accounts—your budget, your device.
Simple buckets for Essentials, Security, Lifestyle, Future, and Giving. See targets vs. actuals at a glance.
Unlock Debt Payoff strategies and Savings Goals with progress, ETA, and printable monthly reports.
PBS gives you a clear visual snapshot with a live donut for allocations and a monthly report with progress bars. These sections work together so you can see where your money goes at a glance.
Set target percentages for Essentials, Security, Lifestyle, Future, and Giving. The Visual Budget Map donut shows each bucket’s share and dollar target based on your income.
Add paychecks and other sources with frequencies (monthly, weekly, etc.). Monthly totals drive allocation targets and the donut’s center total.
Track fixed costs like rent, utilities, and memberships. Assign each to a bucket so the Monthly Report can compare used vs target per bucket.
Budget flexible categories (groceries, dining, fuel). Assign a frequency and bucket to see how these roll up against allocation targets.
List balances, APR, minimums, and extra payments. Try Snowball or Avalanche and see an estimated payoff timeline. Included with Pro or during trial.
Create targets with current and monthly contributions to visualize progress and ETA. A simple, motivating snapshot of your future funds.
See bucket targets vs used (bills + variable) with clear progress bars. Overages highlight in red; remaining shows in green—instant clarity.
Export your budget as JSON or .pbs and import it later. PBS stores data locally for privacy and works offline by default.
Start free in seconds. Upgrade to Pro anytime.